१-यो अनुप्रयोग धेरै स्लो चल्ने भएका ले यसमा सुधार गर्नु पर्यो २. यसमा Digital wallet system लागु गर्नु पर्यो e-shewa ,khalti जस्ता डिजिटल वालेट मा पनि withdrow system लागु गर्नु पर्यो। मेरो व्यक्तिगत बिचारमा ।
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