With the growing demand for credit cards and online prepaid cards, all banks and financial institutions offer credit cards with unique features and benefits. However, when you submit a credit card application, you need to bring a set of documents for verification purposes. The documents and the eligibility requirements for applying for a credit card can vary from bank to bank and from card to card.

Documents Required for credit card applicationare summed up as follows:

  • Proof of Identity:

PAN Card, Aadhaar Card, Driving License, Passport, Voter’s ID Card,Ration Card, Arms License, Freedom Fighter’s ID Card or any other photo ID proof duly signed by a Gazetted Officer and legally accepted in the country


  • Proof of Address:

Aadhaar,Passport, Voter’s ID Card, Ration Card, Driving License, Lease/Rent Agreement, Property Documents, Utility Bills (not more than 3 months old), any other address proof legally accepted in the country


  • Proof of Income (For Residents):

Bank Statement (last 6 months), Salary Slip (last 3 months),Form-16, Income Tax Return, etc.


  • Proof of Income (For Non-Residents):

Passport, Driving License, Lease/Rent Agreement, Utility Bills (not more than 3 months old), Overseas bank statement, Company appointment letter, Company ID Card, Government-issued ID card, credit card statements,


  • Proof of Admission (For College or University Students)

College ID Card, Admission Slip, Study certificate from the respective college or university


Special Considerations for Credit Card Applications:

  • Credit Card Application for Residents of Countries in Financial Action Task Force:

If the NRI client is in the FATF country, then he/she can prove his / her documents from an overseas bank with a license to operate in that country. This is an additional benefit for customers in the FATF country. In a non-FATF affiliated country, all customer documents (even original) need to be verified by a Foreign Attorney or Indian Ambassador.


  • Credit Card Application for Students:

If a student wants to apply for an online creditcard, he/she must submit either his 10th standard school certificate, Birth certificate, Passport or Voter ID card as proof of age.


  • Credit Card Application for Forex Cards or Travel Online Prepaid Cards:

If a salaried employee wants to apply for a credit card, then he/she also has to submit his Travel Visa, Travel Ticket and Form A2.


  • Non-Resident Indian that does not have its own passport at the time of document verification for Credit Card Application:

If NRI clients for any reason are unable to submit their passport for the Online Prepaid Card/ Credit Card Application, they may submit their driver's license, letter of appointment, and more.

How to check the eligibility for Credit Card applications?

Each bank offers a variety of credit products to its customers. With competitive interest rates on loans and credit cards, each lender seeks to lure consumers to the credit market.To apply for Credit Card, you should be of a minimum age of 18 years.

How to Apply for an Online Prepaid Card/ Credit Card according to your needs:

For everyone, the needs are many, and they can vary from one person to another depending on the lifestyle. With a clear understanding of customer usage practices, banks offer a variety of credit cards under the following categories.

  1. Shopping Card - Special prizes, donations and discounts for online and offline purchases
  2. Cashback Card - Helps save money on all purchases with cashback points
  3. Rewards Card - Collect reward points for the various gifts you have chosen
  4. Travel Card - Access to airport terminals and ticket discounts, and hotel reservations
  5. Free Lifetime Card - Free credit cards with no annual fee
  6. Business Card - To manage your business effectively with early credit
  7. Lifestyle Card - Discounts, offers and rewards for the basics
  8. Entertainment Card - Donations and discounts on entertainment activities

From the credit cards listed above, you can choose the one that suits you best and how you spend your money. You can save a large amount with offers and gifts given in each category.

As you can see, how easy it is to apply for a credit card. Once your Credit Card application has been approved, it is sent to your contact address. You will need to sign it at the time of delivery and show proof of ownership.