Posted by nick_niesen on October 29th Nacho Fernandez Jersey , 2010
The spate of credit card offers and leaflets that most of us receive through the post or in our daily newspapers, which promise us unlimited spending power and in some cases blank cheques, has threw up a major surprise and that is the way that small businesses are using personal credit cards that you or I use for granted in our daily personal use, to finance their business practices.
Many are doing this to the tune of almost £2 Billion a month and this is not getting spent on business expenses that they can claim back from the company coffers. The biggest uses are travel or entertainment. The personal credit cards are being used to fund the workings of the everyday running of the business and in some cases the company car is being charged to the credit card.
This has all come about because of the easy access to credit card lenders funds Mateo Kovacic Jersey , which are put under our noses at every turn. You cannot even go to a supermarket or shopping mall without being accosted by some credit card sales representative offering you the chance of spending someone else?s cash.
So all in all it is hardly surprising that many people who either have to fund a small business or wish to start one, would feel this to be an easier road to go down, rather than sitting in front of the local friendly neighbourhood bank manager and having to explain all the little details on why you need a loan, while asking you to offer up guarantees. The guarantees enable them to be able to get their cash back and this could mean putting your home up as collateral if it all backfires.
So all of this makes the applying for the credit cards the easy option Mariano Diaz Jersey , as it quite easy to apply to credit cards and see yourself with a spending power of thousands and thousands of pounds with an amount as much as £50,000 easily attainable. So much easier than applying to the bank for this amount of backing! There a simple reason for this and that is that the bank, even if you think that they are killing your business plan, have to look at all the pros and cons to your claim and will access things that may even go wrong that you have not even considered or put into your business plan Marcos Llorente Jersey , before they will loosen the purse strings.
By doing this, the banks are also protecting you, yep that?s right protecting you from any irresponsible borrowing that may lead to you falling into a debt that you simply cannot find away out of. By going to the bank, you will be protecting yourself personally and if you are going the way of a limited company Marco Asensio Jersey , with the assets of the business alone being the sole contributor of any debts owed, where as if you go down the personal credit card route, you will in no doubt find that a couple of big burly bailiffs, will come a Knocking at your door and start taking stock of you and your families belongings and that would be a tad more harder to take than a NO from your bank manager.
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Increase Business By Being Nice. ECommerce Articles | October 25 Marcelo Jersey , 2004
Increase Business By Being Nice. I have been reading articles on ... sales using search engine ... as well as writing them for a very long time and I have not seen many which poin
Increase Business By Being Nice.
I have been reading articles on increasing sales using
search engine optimisation as well as writing them for a very long time
and I have not seen many which point out the best way to increase sales.
The answer is obvious yet often overlooked; you just have
to be as good to your customers as you would expect any other site owner
to treat you.
The World Wide Web is vast and the choices are many, it
doesn't matter what you want you have probably got a choice of 30,000
to 3,000 Luka Modric Jersey ,000 sites to pick from.
Our customers will become repeat customers if they are provided a personal
service that exceeds their expectations.
The Internet has been a boom for many people, businesses
have sprung up and their owners have managed to make a living from them,
some more than others.
The Internet has also taken away the contact we used to
have with shop assistants, we no longer see shopping as a personal experience
and I think this is a real shame.
You can't ask questions Lucas Vazquez Jersey , you can't see the goods you are buying and
you don't get a feel for the person you are dealing with.
It is down to us, the seller, the owner, the customer
service manager to provide a personal service to these people who entrust
us with their hard earned cash to provide not only value for money but
also a service that will leave them with a warm glow in their heart
and a need to return to us for further purchases.
We will also get the benefit of the most valued advertising;
FREE word of mouth recommendations are invaluable and must never be
One person shows off their newly acquired goods and says how fabulous
your site is to 2 or 3 people and then those people tell 2 or 3 people
so on and on it goes.
Before soon you have a loyal customer base.
Remember that it takes a long time to build a solid reputation
but only one mistake to destroy it.
It takes a lot of hard work and sometimes you have to swallow your pride
and say " the customer is always right" Luca Zidane Jersey , we all know that
is not always the case but even an awkward customer has mellow moments
and friends (well most of them do).
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