If you are a member of a condo association in Naples, FL, it's important to ensure that your association has proper insurance coverage to protect against potential losses and liabilities. Condo association insurance, also known as master policy insurance, is designed to provide coverage for the common areas and structures of the condominium complex, as well as liability coverage for the association.

Some of the key coverage options included in Naples condo association insurance may include property damage coverage for common areas and buildings, liability coverage for accidents and injuries that occur on the property, and coverage for loss of income due to damage to the property that renders it uninhabitable.

In addition, it's important for individual condo owners to consider purchasing their own insurance coverage to protect their personal property and liability. This can include coverage for damage to personal belongings, personal liability coverage for accidents that occur inside the condo unit, and loss of use coverage to cover additional living expenses if the unit becomes uninhabitable.

It's important for condo owners to review the details of their naples condominium insurance policy and to consult with a qualified insurance agent to ensure that they have adequate coverage to protect their personal interests.